Privacy Policy

Legal Disclaimer

The privacy of the personal information we collect from customers and potential customers is very important to Partners Choice Insurors LLC.  This notice is to provide you with our understanding of types of non-public personal information about you that we may collect, how we use it, and how we protect that information.

OUR PRIVACY POLICIES AND PRACTICES

Information we collect:

We collect non-public personal information about you from the following sources:

Information we receive from you on applications for insurance or from other insurance forms you complete.

Information we receive from the companies we represent which provide insurance policies to you.

Information from consumer reporting agencies.

Information about your transactions with us, or the companies we represent.

Information from other sources, such as employers or government agencies.

Information from visits to our website.

The type of information we collect is related to the insurance you request from us & may include your name, address, social security number, driver’s license number, ownership of property, marital status, health information, & other information required to get insurance coverages for you.

Information we may disclose:

We may disclose the following types of information to entities that provide marketing services on our behalf and/or with whom we have joint marketing agreements: name, address, social security number, driver’s license number, property, or the types of information listed in the above section, entitled “Information we collect”.

Information we share with third parties:

We may disclose certain information to entities with which we have marketing services agreements or to other institutions with which we have joint marketing agreements.  Such information may include name, address, social security number, driver’s license number, property, or the types of information listed in the above section, entitled “Information we collect”. 

Our procedures to protect your private information:

We restrict access to non-public personal information to those employees, agents, representatives or parties who need to know the information in order to provide the insurance products requested by our customers.

We have policies and procedures that give direction to our employees, and to agents and representatives acting on our behalf, regarding how to protect and use non-public personal information.  In addition, we maintain physical, electronic and procedural safeguards to protect non-public personal information.

Reservation of the right to disclose information in unforeseen circumstances:

In connection with the potential sale or transfer of its interest, Partners Choice Insurors LLC  reserves the right to sell or transfer your information (including but not limited to your address, name, age, sex, zip code, state & country of residency and other information that you provide through other communications) to a third party entity that (1) concentrates its business in a similar practice or service: (2) agrees to be Partners Choice Insurors LLC successor in interest with regard to the maintenance and protection of the information collected: and (3) agrees to the obligations of this privacy statement.

LEGAL DISCLAIMERS

Terms of Use:

By accessing the Partners Choice Insurors LLC website you agree to the terms of use.  If you do not agree with these terms, please do not access other parts of this website.

You may not publish, broadcast, retransmit, reproduce, commercially exploit, or otherwise disseminate all or any portion of the website without the express prior written permission of Partners Choice Insurors LLC, and any applicable third party.

Registered Trademarks

This website includes both registered and unregistered trademarks, service marks and logos.  They are subject to the laws of the United States and other countries worldwide and are the property of their respective owners.  You may not copy, modify, store, transmit, reproduce or distribute any part of the information or content of these trademarks, service marks for logos. 

Disclaimers:

This website is in no way construed as an offer for the sale of insurance products in unauthorized states or countries.

Needs Calculators

Calculators or needs analyzers included on this website are for illustration purposes only and should not be the sole source for financial or insurance planning decisions.

Online Quoting

In providing quotes, Partners Choice Insurors LLC assumes the accuracy and completeness of the information you provide and Partners Choice Insurors LLC provides only an estimate of the premium you might pay for insurance and that the actual price of any policy that is issued may be higher or lower than the price quoted.  This variation may be due to additional information that was not available at time of quote or other factors in the insurance market.  Partners Choice Insurors LLC does not guarantee that you will be offered an insurance policy at the conclusion of your quoting process.

Online Change Request or Claims

In providing an avenue for you to submit to us information regarding changes to an existing policy or details of a loss, we do not guarantee binding.  Binding should only be assumed once you have heard from one of our agents directly confirming the changes and binding authority with your insurance carrier company.  It is your responsibility to re-contact us on your request if you do not hear from us within a reasonable amount of time regarding your request.

Disclaimer Regarding Third Partry Content

Partners Choice Insurors LLC website offers access to third party web pages and content available over the internet.  In a variety of areas, Partners Choice Insurors LLC has no control whatsoever over the content of such sites.  Such third parties are solely responsible for the information or content they make available and Partners Choice Insurors LLC does not review or endorse content that appears on the Partners Choice Insurors LLC website through them.  Accordingly, Partners Choice Insurors LLC assumes no responsibility or liability for the content of or accuracy of any site included in it’s links or feeds.  

Partners Choice Insurors LLC does not review or monitor any websites linked to the site and are not responsible for the content of any such linked websites.  Your linking to such websites is at your own risk.

Disclaimer of Warranty, Indemnity and Release

Partners Choice Insurors LLC expressly disclaims all warranties, whether express or implied, including any implied warranty of merchantability or fitness for a particular purpose, and does not warrant content accuracy or that it will be error-free or that it will meet your specific needs.  By using Partners Choice Insurors LLC website you agree to indemnify Partners Choice Insurors LLC and its affiliates, officers, and employees and hold them harmless from any and all claims and expenses, including attorney’s fees, arising from your use of Partners Choice Insurors LLC website and the information presented.  Partners Choice Insurors LLC shall not be liable to you or anyone else for any loss or injury or any direct or indirect, incidental, consequential, special, punitive or similar damages arising out of your access or use of or your inability to access or use, the service and the sites and the information available on the site or arising out of any action taken in response to or as a result of any informatrion available on the site.

Website Privacy Policy

Partner’s Choice Insurors LLC takes your privacy seriously.

This privacy policy describes what personal information we collect and how we use it. See this privacy policy primer to learn more about privacy policies in general.

Routine Information Collection

All web servers track basic information about their visitors. This information includes, but is not limited to, IP addresses, browser details, time stamps and referring pages. None of this information can personally identify specific visitors to this site. The information is tracked for routine administration and maintenance purposes.

Cookies and Web Beacons

Where necessary, our website provider (Intowernet) uses cookies to store information about a visitor’s preferences and history in order to better serve the visitor and/or present the visitor with customized content.

Advertising partners and other third parties may also use cookies, scripts and/or web beacons to track visitors to our site in order to display advertisements and other useful information. Such tracking is done directly by the third parties through their own servers and is subject to their own privacy policies.

Controlling Your Privacy

Note that you can change your browser settings to disable cookies if you have privacy concerns. Disabling cookies for all sites is not recommended as it may interfere with your use of some sites. The best option is to disable or enable cookies on a per-site basis. Consult your browser documentation for instructions on how to block cookies and other tracking mechanisms. This list of web browser privacy management links may also be useful.

Special Note About Google Advertising

Any advertisements served by Google, Inc., and affiliated companies may be controlled using cookies. These cookies allow Google to display ads based on your visits to this site and other sites that use Google advertising services. Learn how to opt out of Google’s cookie usage. As mentioned above, any tracking done by Google through cookies and other mechanisms is subject to Google’s own privacy policies.

Contact Information

Concerns or questions about this privacy policy can be directed to InTowerNet@gmail.com for further clarification.